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Netherlands’ 30% Ruling and Highly Skilled Workers

Beacon Financial Eduction If you are one with a specific expertise not readily available among the workforce, it may benefit you to move to the Netherlands.  In this article we will go over what a highly skilled worker is and the 30% ruling in the Netherlands which allows some expatriate employees to bolster their savings…

Traveling? Avoid paying Forex and ATM fees

If you’re like most Internationals, you love to travel! After all who doesn’t. In fact some studies have show that travel can actually lead to higher educational achievement, reduce stress and improve your productivity at work. Furthermore, travel has been shown to improve the risks of depression and reduce the risks of heart disease (not…

Everything you need to know about the 30 % ruling in The Netherlands

Most Expats are aware of the 30%-ruling – a beneficial ruling designed to lower the Dutch tax burden; however, few seem to understand the exact criteria, benefits and overall implications. Vincent Wijgerden from ExpatTaxes (GVN) explains the 30% ruling below. The 30% ruling applies to employees, coming from abroad, who possess expertise which is scarce…

European challenger bank bunq launches interest rate 9 times higher than market rate

Amsterdam, 26 February 2018 – bunq launches an interest rate 9 times higher than the going market rate. The rate will apply to all bunq accounts, removing the common difference between checking- and savings accounts. Tonight at bunq Update #10, the bank also introduces investment categories and launches Google Pay in Germany, Belgium, France, Italy…

Mobile Payments and Mobile Banking in Europe

The first smartphone prototype ever developed was called the “Angler”. It was developed by scientist and engineer Frank Canova, while he was working at IBM. Following the Angler came the first ever commercially  available smartphone : the IBM Simon. Although very basic, It could make calls, send/receive e-mails and and several other features. It had,…

Top Tips for Retiring Abroad

Whether you’re thinking about retiring abroad or have already taken the plunge, we’ve got some top tips to help you make the most of your time overseas… Save Money by Using a Currency Broker Retiring abroad may mean you need to move money from your home country to your adopted one in order to purchase…

Understand your Currency Transfers – Exchange Rates Explained

If you’re sending money abroad or receive your salary in a foreign currency, you’re probably familiar with currency transfers. But do you ever wonder what goes on behind the scenes?  TorFx explains to us the ins and outs of currency exchange rates.

How Banks Work

Banks can seem mysterious and confusing, but it doesn’t have to be that way. Our friends at bunq — a mobile high tech bank that lets you easily open an account and has a unique view on investing money (or not) – gave us the scoop on how banks work. They also helped us understand…

3 Ways To Manage Your Savings Account as a US Based Expat Living Abroad

As an expatriate living in another country, you may have worked long and hard in the US before beginning a journey overseas.  If this is the case, you most likely accrued retirement savings in a 401k or Roth IRA. These savings programs are monumental in the US, with a large majority of Americans choosing to…

Money Tip of the Month : The key to Saving More Money

Saving isn’t always easy Let’s be honest  saving money isn’t always easy. Housing prices are sky high and there are loads of awesome things to do. It’s easy to over spend in the heat of the moment and end up at the end of the month with virtually no savings. Save for a goal Studies…